Attention homeowners in Houston and Harris County: Get an Appraisal today!
Here are the top seven reasons why TX homeowners call on Tom Kvinta & CO:
Do you own a home in or near Houston? Do you need help deciding the value of your real estate?
We at Tom Kvinta & CO understand the particular needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Tom Kvinta & CO will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours. Need to remove PMI?A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Tom Kvinta & CO is qualified in helping customers just like you rid themselves of undesirable PMI insurance. Challenge Harris county's assessment of your propertyLets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an expert appraisal from Tom Kvinta & CO is your chief weapon when challenging your property tax assessment. Recently got a freeze your HELOC?If your home is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Tom Kvinta & CO can help you reinstate your home equity line of credit with an expert appraisal. We Provide Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home. |