Need an appraisal for an FHA-backed mortgage? Call Tom Kvinta & CORest assured that Tom Kvinta & CO is an FHA-certified appraisal company in TX. This indicates that we are certified and approved by the FHA to do appraisal reports for house loans insured by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Tom Kvinta & CO is well-trained on how to follow the rules and regulations provided. Be sure to contact Tom Kvinta & CO if you need an appraisal done for an FHA-secured loan. If your property loan is FHA insured, that means that it has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending organizations with security with mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are built to aid low-to-moderate income homebuyers help meet credit expectations if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration provides are exceedingly beneficial to purchasers with less starting income. |